Personal Loan EMI Calculator

Use this Personal Loan EMI Calculator to calculate your monthly EMI, total interest payable, and overall repayment amount. Personal loans are unsecured loans and usually have higher interest rates compared to home or car loans.

This calculator helps you plan your finances by providing a complete EMI amortization schedule along with a visual chart.


Loan Amount (₹)
Interest Rate (% p.a.)
Loan Tenure (Years)
Monthly EMI
Total Interest Payable
Total Repayment Amount

Personal Loan EMI Amortization Schedule

Below table shows the month-wise breakup of your EMI into principal and interest, along with the remaining loan balance after each payment.

Month Opening Balance EMI Principal Interest Closing Balance